FAQ

My Money Center is a private personal money manager that helps you track income and expenses, plan for upcoming bills, and know how much you can spend each day without coming up short before your next paycheck. It runs in your browser and does not require a bank connection or My Money Center account.

It can be, but it does not have to be. Budgets are optional. My Money Center is designed for broader personal money management: managing your checking account, tracking income and expenses, planning for upcoming bills, looking ahead at projected balances, and estimating day-to-day spending until your next primary income arrives.

No. Open My Money Center in a modern browser and use it there. The older Linux desktop download is no longer the main version of the app.

No. There is no My Money Center user account and no financial-data account on the server.

The browser version is intended for modern desktop and laptop browsers on Windows, macOS, Linux, and Chromebooks. The layout can also adapt to narrower screens, although large financial tables are naturally easier to work with on a larger display.

Yes, after the app has been opened online so its core files can be cached. Your financial data is already stored locally in the browser, so entering or editing transactions does not require a connection to the My Money Center server.

In your browser profile on your device, using browser-local storage. My Money Center does not store your transaction database on the website server.

No. There are no bank connections and no automatic bank transaction downloads.

No. Each browser profile and device has its own local storage. To move your complete My Money Center data, create a backup in the original browser and restore that backup in the other browser or device.

Yes. Browser privacy settings, manual site-data clearing, profile resets, or cleanup tools can remove locally stored website data. That is why complete backups are important. My Money Center strongly recommends making a backup as soon as setup is complete and continuing to back up regularly.

My Money Center stores your data locally in your browser. If your browser is set to clear cookies or site data when it closes, that can also erase My Money Center’s locally stored data. Make sure your browser is allowed to keep site data, and create regular backups so you have a copy you can restore if needed. In Microsoft Edge, check Settings → Privacy, search, and services → Clear browsing data → Choose what to clear every time you close the browser, and make sure Cookies and other site data is turned off.

A My Money Center backup is designed to restore the app's local data, including transactions, categories, names, budgets, repeating items, and settings.

No. CSV Export is a readable transaction export for spreadsheets or sharing. It does not contain everything needed to recreate the app.

Create a complete backup first. Open My Money Center in the new browser or computer, then use Restore Backup in Settings.

Safe Spending estimates how much you can spend each day without using money you will need before your next primary income deposit. It looks at the money available, accounts for bills and expenses due before that deposit, subtracts an optional cushion, and spreads what remains across the spending days left in the period. It is a planning guide, not a guarantee.

Forecast combines the cleared balance you enter with upcoming uncleared transactions and repeating income or bills so you can see projected balances ahead.

No. It is a planning and tracking tool. It does not move money, pay bills, or make changes to your bank account.